The 12th Bipartite Salary Calculator helps Indian bank employees and HR professionals accurately estimate gross and net salaries as per the 12th Bipartite Settlement guidelines. This online salary estimator considers all essential pay components: Basic Pay, Grade Pay, Dearness Allowance (DA), House Rent Allowance (HRA), and other allowances or deductions to give you a realistic monthly take-home salary.

Whether you are part of a public sector bank (like SBI, PNB, or BOI) or a cooperative/regional rural bank, this calculator simplifies the complex salary structure approved under the 12th Bipartite Agreement. It’s built for transparency and accuracy, following the same computation approach used by financial institutions and HR departments.

Formula Used for Salary Calculation

The calculator uses the following formula to determine Gross Pay and Net Pay:

Gross Salary = (Basic Pay + Grade Pay) + (DA% × Pay Base) + (HRA% × Pay Base) + Other Allowances
Net Salary = Gross Salary − Deductions

Where:

• Pay Base = Basic Pay + Grade Pay
• DA% = Dearness Allowance percentage
• HRA% = House Rent Allowance percentage
• Deductions = PF, professional tax, insurance, or other withholdings

Example Calculation

Given:

• Basic Pay = ₹30,000
• Grade Pay = ₹0
• DA = 45%
• HRA = 10%
• Other Allowances = ₹2,000
• Total Deductions = ₹3,000

Step 1: Pay Base = ₹30,000 + ₹0 = ₹30,000
Step 2: DA = 45% of ₹30,000 = ₹13,500
Step 3: HRA = 10% of ₹30,000 = ₹3,000
Step 4: Gross Pay = ₹30,000 + ₹13,500 + ₹3,000 + ₹2,000 = ₹48,500
Step 5: Net Salary = ₹48,500 − ₹3,000 = ₹45,500

Final Net Salary = ₹45,500/month

How to Use the 12th Bipartite Salary Calculator

1. Enter your Basic Pay — as per your current salary slip.
2. Add Grade or Special Pay (if applicable).
3. Enter DA% and HRA% based on your region or bank’s rule.
4. Add other allowances like medical, conveyance, or special increments.
5. Enter deductions such as PF, insurance, or income tax.
6. Click “Calculate” to instantly see your Gross and Net Salary.
7. Use the Export CSV option to save results or Copy Summary to share details easily.

This calculator provides an approximate salary estimate based on user inputs and publicly available 12th Bipartite settlement details. Actual salary figures may vary based on your bank’s internal circulars, performance benefits, and local allowances. Always confirm final figures from your HR/payroll department.